Call reports 2015
CHEROKEE STATE BANK — 2015
What CHEROKEE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 201,740,000 | 200,234,000 | 202,705,000 | 206,303,000 |
| Total loans | 109,573,000 | 113,979,000 | 114,768,000 | 120,446,000 |
| Allowance for loan losses | 1,155,000 | 1,164,000 | 1,176,000 | 1,122,000 |
| Securities available for sale | 80,028,000 | 79,243,000 | 80,085,000 | 78,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,888,000 | 167,280,000 | 170,836,000 | 173,272,000 |
| Interest-bearing deposits | 156,738,000 | 152,806,000 | 156,689,000 | 153,945,000 |
| Noninterest-bearing deposits | 16,150,000 | 14,474,000 | 14,147,000 | 19,327,000 |
| Equity capital | 23,771,000 | 23,079,000 | 24,059,000 | 23,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,876,000 | 3,810,000 | 5,768,000 | 7,742,000 |
| Interest expense | 207,000 | 417,000 | 632,000 | 847,000 |
| Net interest income | 1,669,000 | 3,393,000 | 5,136,000 | 6,895,000 |
| Noninterest income | 223,000 | 434,000 | 736,000 | 965,000 |
| Noninterest expense | 856,000 | 1,659,000 | 2,495,000 | 3,578,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 35,000 |
| Pretax income | 1,041,000 | 2,158,000 | 3,342,000 | 4,237,000 |
| Income tax | 281,000 | 586,000 | 917,000 | 1,064,000 |
| Net income | 760,000 | 1,572,000 | 2,425,000 | 3,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,317,000 | 22,728,000 | 23,179,000 | 22,724,000 |
| Total capital | 23,472,000 | 23,892,000 | 24,355,000 | 23,846,000 |
| Risk-weighted assets | 134,233,000 | 145,226,000 | 144,888,000 | 148,134,000 |
Machine access — free, no API key
Every figure shown here about CHEROKEE STATE BANK — 2015 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.