Call reports 2006
CHEROKEE STATE BANK — 2006
What CHEROKEE STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 158,113,000 | 153,895,000 | 149,232,000 | 148,727,000 |
| Total loans | 87,821,000 | 91,887,000 | 90,525,000 | 88,503,000 |
| Allowance for loan losses | 641,000 | 790,000 | 793,000 | 796,000 |
| Securities available for sale | 58,943,000 | 51,994,000 | 52,598,000 | 51,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,462,000 | 115,955,000 | 114,054,000 | 115,578,000 |
| Interest-bearing deposits | 104,680,000 | 101,962,000 | 102,904,000 | 103,573,000 |
| Noninterest-bearing deposits | 14,782,000 | 13,993,000 | 11,150,000 | 12,005,000 |
| Equity capital | 17,322,000 | 16,969,000 | 17,911,000 | 17,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,221,000 | 4,547,000 | 6,865,000 | 9,156,000 |
| Interest expense | 1,024,000 | 2,127,000 | 3,223,000 | 4,318,000 |
| Net interest income | 1,197,000 | 2,420,000 | 3,642,000 | 4,838,000 |
| Noninterest income | 149,000 | 270,000 | 411,000 | 597,000 |
| Noninterest expense | 687,000 | 1,244,000 | 1,844,000 | 2,458,000 |
| Provision for loan losses | 3,000 | 156,000 | 159,000 | 162,000 |
| Pretax income | 656,000 | 1,276,000 | 2,036,000 | 2,801,000 |
| Income tax | 143,000 | 314,000 | 484,000 | 587,000 |
| Net income | 513,000 | 962,000 | 1,552,000 | 2,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,060,000 | 17,189,000 | 17,457,000 | 17,187,000 |
| Total capital | 17,701,000 | 17,979,000 | 18,250,000 | 17,983,000 |
| Risk-weighted assets | 126,608,000 | 105,310,000 | 103,623,000 | 103,630,000 |
Machine access — free, no API key
Every figure shown here about CHEROKEE STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.