Call reports 2025
ALLIANCE BANK — 2025
What ALLIANCE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 777,232,000 | 806,863,000 | 760,135,000 | 757,769,000 |
| Total loans | 585,005,000 | 580,138,000 | 572,316,000 | 583,147,000 |
| Allowance for loan losses | 10,268,000 | 10,128,000 | 10,133,000 | 10,130,000 |
| Securities available for sale | 95,404,000 | 89,595,000 | 86,031,000 | 87,584,000 |
| Securities held to maturity | 906,000 | 893,000 | 880,000 | 867,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 688,119,000 | 720,132,000 | 670,954,000 | 666,404,000 |
| Interest-bearing deposits | 496,723,000 | 490,944,000 | 454,902,000 | 467,430,000 |
| Noninterest-bearing deposits | 191,396,000 | 229,188,000 | 216,052,000 | 198,974,000 |
| Equity capital | 70,992,000 | 73,428,000 | 75,877,000 | 78,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,604,000 | 19,283,000 | 29,288,000 | 39,372,000 |
| Interest expense | 3,874,000 | 7,606,000 | 11,091,000 | 14,487,000 |
| Net interest income | 5,730,000 | 11,677,000 | 18,197,000 | 24,885,000 |
| Noninterest income | 678,000 | 1,504,000 | 2,270,000 | 3,126,000 |
| Noninterest expense | 4,399,000 | 8,877,000 | 13,463,000 | 18,169,000 |
| Provision for loan losses | 0 | -160,000 | -160,000 | -160,000 |
| Pretax income | 2,009,000 | 4,464,000 | 7,164,000 | 10,002,000 |
| Income tax | 626,000 | 1,347,000 | 2,175,000 | 3,039,000 |
| Net income | 1,383,000 | 3,117,000 | 4,989,000 | 6,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,060,000 | 74,794,000 | 76,666,000 | 78,640,000 |
| Total capital | 81,044,000 | 82,610,000 | 84,407,000 | 86,492,000 |
| Risk-weighted assets | 636,475,000 | 622,979,000 | 616,894,000 | 625,905,000 |