Call reports 2020
ALLIANCE BANK — 2020
What ALLIANCE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 627,940,000 | 727,810,000 | 734,549,000 | 747,369,000 |
| Total loans | 520,751,000 | 588,445,000 | 583,758,000 | 545,410,000 |
| Allowance for loan losses | 8,464,000 | 8,859,000 | 9,223,000 | 10,239,000 |
| Securities available for sale | 56,462,000 | 65,404,000 | 70,325,000 | 78,551,000 |
| Securities held to maturity | 2,914,000 | 2,877,000 | 2,840,000 | 2,802,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,040,000 | 627,050,000 | 632,760,000 | 644,938,000 |
| Interest-bearing deposits | 364,701,000 | 393,093,000 | 407,583,000 | 401,013,000 |
| Noninterest-bearing deposits | 170,339,000 | 233,957,000 | 225,177,000 | 243,925,000 |
| Equity capital | 69,039,000 | 71,156,000 | 73,149,000 | 74,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,010,000 | 13,881,000 | 20,542,000 | 28,836,000 |
| Interest expense | 1,184,000 | 2,193,000 | 3,111,000 | 3,920,000 |
| Net interest income | 5,826,000 | 11,688,000 | 17,431,000 | 24,916,000 |
| Noninterest income | 1,068,000 | 2,735,000 | 4,789,000 | 7,025,000 |
| Noninterest expense | 4,290,000 | 8,948,000 | 13,521,000 | 18,800,000 |
| Provision for loan losses | 75,000 | 450,000 | 825,000 | 2,800,000 |
| Pretax income | 2,529,000 | 5,025,000 | 7,874,000 | 10,341,000 |
| Income tax | 750,000 | 1,487,000 | 2,338,000 | 3,064,000 |
| Net income | 1,779,000 | 3,538,000 | 5,536,000 | 7,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,569,000 | 68,328,000 | 70,326,000 | 72,068,000 |
| Total capital | 73,817,000 | 75,508,000 | 77,448,000 | 79,064,000 |
| Risk-weighted assets | 578,621,000 | 572,714,000 | 567,637,000 | 556,410,000 |