Call reports 2019
ALLIANCE BANK — 2019
What ALLIANCE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 602,846,000 | 604,733,000 | 637,408,000 | 639,882,000 |
| Total loans | 501,785,000 | 506,206,000 | 517,305,000 | 518,211,000 |
| Allowance for loan losses | 6,939,000 | 7,444,000 | 10,968,000 | 8,380,000 |
| Securities available for sale | 65,100,000 | 65,871,000 | 63,962,000 | 67,072,000 |
| Securities held to maturity | 3,059,000 | 3,023,000 | 2,987,000 | 2,951,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 524,629,000 | 501,942,000 | 543,523,000 | 541,651,000 |
| Interest-bearing deposits | 359,026,000 | 334,028,000 | 367,353,000 | 366,254,000 |
| Noninterest-bearing deposits | 165,603,000 | 167,914,000 | 176,170,000 | 175,397,000 |
| Equity capital | 67,367,000 | 69,293,000 | 71,128,000 | 74,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,932,000 | 14,085,000 | 21,453,000 | 28,669,000 |
| Interest expense | 966,000 | 2,002,000 | 3,172,000 | 4,387,000 |
| Net interest income | 5,966,000 | 12,083,000 | 18,281,000 | 24,282,000 |
| Noninterest income | 384,000 | 523,000 | 1,196,000 | 1,728,000 |
| Noninterest expense | 4,311,000 | 8,647,000 | 12,939,000 | 17,395,000 |
| Provision for loan losses | 0 | 0 | 0 | -2,600,000 |
| Pretax income | 2,039,000 | 3,959,000 | 6,538,000 | 11,216,000 |
| Income tax | -2,026,000 | -1,450,000 | -658,000 | 701,000 |
| Net income | 4,065,000 | 5,409,000 | 7,196,000 | 10,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,740,000 | 67,084,000 | 68,871,000 | 72,190,000 |
| Total capital | 72,679,000 | 74,282,000 | 76,249,000 | 79,420,000 |
| Risk-weighted assets | 569,238,000 | 575,580,000 | 586,611,000 | 577,266,000 |