Call reports 2016
ALLIANCE BANK — 2016
What ALLIANCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 577,216,000 | 576,285,000 | 576,202,000 | 588,309,000 |
| Total loans | 462,771,000 | 450,785,000 | 465,088,000 | 465,756,000 |
| Allowance for loan losses | 9,355,000 | 9,572,000 | 9,642,000 | 5,861,000 |
| Securities available for sale | 61,288,000 | 61,882,000 | 68,232,000 | 68,245,000 |
| Securities held to maturity | 2,330,000 | 2,308,000 | 2,271,000 | 2,249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 491,373,000 | 490,979,000 | 491,426,000 | 501,702,000 |
| Interest-bearing deposits | 344,303,000 | 336,774,000 | 335,685,000 | 334,339,000 |
| Noninterest-bearing deposits | 147,070,000 | 154,205,000 | 155,741,000 | 167,363,000 |
| Equity capital | 66,452,000 | 67,731,000 | 67,677,000 | 66,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,903,000 | 11,787,000 | 17,744,000 | 23,726,000 |
| Interest expense | 423,000 | 829,000 | 1,263,000 | 1,688,000 |
| Net interest income | 5,480,000 | 10,958,000 | 16,481,000 | 22,038,000 |
| Noninterest income | 798,000 | 1,710,000 | 2,650,000 | 3,661,000 |
| Noninterest expense | 4,264,000 | 8,544,000 | 12,950,000 | 17,212,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,100,000 |
| Pretax income | 2,014,000 | 4,124,000 | 6,181,000 | 6,387,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,014,000 | 4,124,000 | 6,181,000 | 6,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,730,000 | 64,834,000 | 64,883,000 | 65,089,000 |
| Total capital | 70,512,000 | 71,333,000 | 71,629,000 | 70,950,000 |
| Risk-weighted assets | 540,048,000 | 516,856,000 | 536,747,000 | 535,719,000 |