Call reports 2015
ALLIANCE BANK — 2015
What ALLIANCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 563,098,000 | 566,350,000 | 599,529,000 | 595,776,000 |
| Total loans | 451,388,000 | 462,725,000 | 471,801,000 | 461,409,000 |
| Allowance for loan losses | 8,533,000 | 8,614,000 | 8,832,000 | 9,111,000 |
| Securities available for sale | 72,630,000 | 72,276,000 | 66,046,000 | 72,288,000 |
| Securities held to maturity | 678,000 | 666,000 | 2,382,000 | 2,362,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,435,000 | 463,910,000 | 482,937,000 | 500,506,000 |
| Interest-bearing deposits | 324,579,000 | 327,037,000 | 329,673,000 | 352,056,000 |
| Noninterest-bearing deposits | 132,856,000 | 136,873,000 | 153,264,000 | 148,450,000 |
| Equity capital | 67,217,000 | 68,772,000 | 71,649,000 | 73,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,788,000 | 11,686,000 | 17,888,000 | 23,767,000 |
| Interest expense | 441,000 | 879,000 | 1,337,000 | 1,784,000 |
| Net interest income | 5,347,000 | 10,807,000 | 16,551,000 | 21,983,000 |
| Noninterest income | 2,093,000 | 3,174,000 | 4,204,000 | 5,122,000 |
| Noninterest expense | 4,450,000 | 8,911,000 | 13,358,000 | 17,674,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,990,000 | 5,070,000 | 7,397,000 | 9,431,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,990,000 | 5,070,000 | 7,397,000 | 9,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,677,000 | 65,989,000 | 69,084,000 | 71,118,000 |
| Total capital | 71,066,000 | 72,845,000 | 75,997,000 | 77,909,000 |
| Risk-weighted assets | 508,943,000 | 546,729,000 | 551,099,000 | 540,941,000 |