Call reports 2014
ALLIANCE BANK — 2014
What ALLIANCE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 547,827,000 | 559,637,000 | 557,433,000 | 550,884,000 |
| Total loans | 434,366,000 | 441,396,000 | 435,818,000 | 448,986,000 |
| Allowance for loan losses | 11,600,000 | 12,063,000 | 11,120,000 | 8,272,000 |
| Securities available for sale | 75,476,000 | 74,261,000 | 78,034,000 | 74,012,000 |
| Securities held to maturity | 741,000 | 732,000 | 709,000 | 699,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 451,573,000 | 467,128,000 | 466,992,000 | 450,085,000 |
| Interest-bearing deposits | 333,271,000 | 333,840,000 | 339,851,000 | 312,733,000 |
| Noninterest-bearing deposits | 118,302,000 | 133,288,000 | 127,141,000 | 137,352,000 |
| Equity capital | 69,803,000 | 67,245,000 | 69,590,000 | 74,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,881,000 | 11,835,000 | 17,653,000 | 23,665,000 |
| Interest expense | 493,000 | 966,000 | 1,445,000 | 1,915,000 |
| Net interest income | 5,388,000 | 10,869,000 | 16,208,000 | 21,750,000 |
| Noninterest income | 1,241,000 | 2,929,000 | 3,619,000 | 4,541,000 |
| Noninterest expense | 4,576,000 | 8,935,000 | 13,277,000 | 17,752,000 |
| Provision for loan losses | 375,000 | 750,000 | 0 | -3,000,000 |
| Pretax income | 1,678,000 | 4,113,000 | 6,589,000 | 11,611,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,678,000 | 4,113,000 | 6,589,000 | 11,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,757,000 | 65,669,000 | 68,146,000 | 73,168,000 |
| Total capital | 74,695,000 | 71,645,000 | 74,016,000 | 79,173,000 |
| Risk-weighted assets | 469,465,000 | 472,006,000 | 464,364,000 | 478,117,000 |