Call reports 2013
ALLIANCE BANK — 2013
What ALLIANCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 579,373,000 | 579,385,000 | 589,338,000 | 597,895,000 |
| Total loans | 449,275,000 | 455,906,000 | 440,570,000 | 451,147,000 |
| Allowance for loan losses | 12,670,000 | 12,939,000 | 13,455,000 | 10,899,000 |
| Securities available for sale | 76,790,000 | 81,269,000 | 79,836,000 | 76,704,000 |
| Securities held to maturity | 567,000 | 540,000 | 528,000 | 501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,360,000 | 498,171,000 | 500,748,000 | 510,892,000 |
| Interest-bearing deposits | 377,523,000 | 377,833,000 | 375,667,000 | 374,289,000 |
| Noninterest-bearing deposits | 119,837,000 | 120,338,000 | 125,081,000 | 136,603,000 |
| Equity capital | 67,649,000 | 66,246,000 | 67,049,000 | 67,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,586,000 | 13,172,000 | 19,457,000 | 25,811,000 |
| Interest expense | 617,000 | 1,178,000 | 1,741,000 | 2,285,000 |
| Net interest income | 5,969,000 | 11,994,000 | 17,716,000 | 23,526,000 |
| Noninterest income | 692,000 | 1,068,000 | 1,730,000 | 2,065,000 |
| Noninterest expense | 5,144,000 | 10,263,000 | 15,161,000 | 20,070,000 |
| Provision for loan losses | 750,000 | 1,250,000 | 1,750,000 | 0 |
| Pretax income | 767,000 | 1,549,000 | 2,535,000 | 5,521,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 767,000 | 1,549,000 | 2,535,000 | 5,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,342,000 | 65,105,000 | 66,091,000 | 67,078,000 |
| Total capital | 70,483,000 | 71,341,000 | 72,170,000 | 73,254,000 |
| Risk-weighted assets | 484,726,000 | 492,209,000 | 479,015,000 | 489,373,000 |