Call reports 2010
ALLIANCE BANK — 2010
What ALLIANCE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 656,377,000 | 664,976,000 | 651,157,000 | 634,717,000 |
| Total loans | 550,231,000 | 544,844,000 | 537,265,000 | 529,704,000 |
| Allowance for loan losses | 12,899,000 | 13,146,000 | 13,881,000 | 19,127,000 |
| Securities available for sale | 55,418,000 | 62,018,000 | 63,732,000 | 68,250,000 |
| Securities held to maturity | 1,168,000 | 1,096,000 | 1,058,000 | 1,030,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 565,171,000 | 572,610,000 | 561,142,000 | 547,926,000 |
| Interest-bearing deposits | 465,713,000 | 472,535,000 | 449,434,000 | 430,960,000 |
| Noninterest-bearing deposits | 99,458,000 | 100,075,000 | 111,708,000 | 116,966,000 |
| Equity capital | 71,472,000 | 71,189,000 | 69,599,000 | 64,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,490,000 | 17,023,000 | 25,622,000 | 34,065,000 |
| Interest expense | 2,081,000 | 3,972,000 | 5,753,000 | 7,292,000 |
| Net interest income | 6,409,000 | 13,051,000 | 19,869,000 | 26,773,000 |
| Noninterest income | 370,000 | 1,098,000 | 1,597,000 | 2,347,000 |
| Noninterest expense | 5,749,000 | 10,947,000 | 16,442,000 | 21,436,000 |
| Provision for loan losses | 680,000 | 3,470,000 | 6,790,000 | 13,453,000 |
| Pretax income | 350,000 | -268,000 | -1,766,000 | -5,257,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 350,000 | -268,000 | -1,766,000 | -5,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,651,000 | 67,033,000 | 65,529,000 | 62,038,000 |
| Total capital | 75,290,000 | 74,504,000 | 72,851,000 | 69,302,000 |
| Risk-weighted assets | 605,259,000 | 592,043,000 | 579,172,000 | 569,195,000 |