Call reports 2009
ALLIANCE BANK — 2009
What ALLIANCE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 718,024,000 | 705,115,000 | 682,634,000 | 692,953,000 |
| Total loans | 629,563,000 | 613,351,000 | 591,106,000 | 566,769,000 |
| Allowance for loan losses | 9,438,000 | 9,086,000 | 12,795,000 | 12,439,000 |
| Securities available for sale | 53,698,000 | 55,741,000 | 55,124,000 | 57,675,000 |
| Securities held to maturity | 1,405,000 | 1,376,000 | 1,361,000 | 1,309,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 566,417,000 | 578,801,000 | 576,946,000 | 595,419,000 |
| Interest-bearing deposits | 472,361,000 | 482,749,000 | 478,082,000 | 484,113,000 |
| Noninterest-bearing deposits | 94,056,000 | 96,052,000 | 98,864,000 | 111,306,000 |
| Equity capital | 73,312,000 | 74,172,000 | 70,948,000 | 71,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,836,000 | 19,489,000 | 28,858,000 | 37,778,000 |
| Interest expense | 2,920,000 | 5,740,000 | 8,415,000 | 10,759,000 |
| Net interest income | 6,916,000 | 13,749,000 | 20,443,000 | 27,019,000 |
| Noninterest income | 865,000 | 1,841,000 | 2,591,000 | 1,904,000 |
| Noninterest expense | 5,529,000 | 11,034,000 | 15,869,000 | 21,474,000 |
| Provision for loan losses | 1,185,000 | 2,470,000 | 8,738,000 | 14,766,000 |
| Pretax income | 1,067,000 | 2,086,000 | -1,542,000 | -7,286,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,067,000 | 2,086,000 | -1,542,000 | -7,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,684,000 | 70,675,000 | 67,045,000 | 67,299,000 |
| Total capital | 78,232,000 | 78,928,000 | 75,107,000 | 75,171,000 |
| Risk-weighted assets | 682,179,000 | 663,950,000 | 639,448,000 | 625,197,000 |