Call reports 2026
GS&L MUNICIPAL BANK — 2026
What GS&L MUNICIPAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 37,054,000 | 31,631,000 |
| Total loans | 0 | 0 |
| Allowance for loan losses | 0 | 0 |
| Securities available for sale | 19,643,000 | 15,935,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 21,518,000 | 16,016,000 |
| Interest-bearing deposits | 21,003,000 | 15,520,000 |
| Noninterest-bearing deposits | 515,000 | 496,000 |
| Equity capital | 14,930,000 | 14,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 285,000 | 537,000 |
| Interest expense | 35,000 | 67,000 |
| Net interest income | 250,000 | 470,000 |
| Noninterest income | 0 | 0 |
| Noninterest expense | 32,000 | 70,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 220,000 | 402,000 |
| Income tax | 39,000 | 70,000 |
| Net income | 181,000 | 332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 14,938,000 | 15,088,000 |
| Total capital | 14,938,000 | 15,088,000 |
| Risk-weighted assets | 18,418,000 | 16,258,000 |