Call report 2025Q4
GS&L MUNICIPAL BANK — 2025Q4
The 22 measures GS&L MUNICIPAL BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 39,035,000 | USD | evidence → |
| Total loans | 0 | USD | evidence → |
| Allowance for loan losses | 0 | USD | evidence → |
| Securities available for sale | 22,881,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 23,669,000 | USD | evidence → |
| Interest-bearing deposits | 23,180,000 | USD | evidence → |
| Noninterest-bearing deposits | 489,000 | USD | evidence → |
| Equity capital | 14,791,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,197,000 | USD | evidence → |
| Interest expense | 151,000 | USD | evidence → |
| Net interest income | 1,046,000 | USD | evidence → |
| Noninterest income | 0 | USD | evidence → |
| Noninterest expense | 135,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 927,000 | USD | evidence → |
| Income tax | 167,000 | USD | evidence → |
| Net income | 760,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,756,000 | USD | evidence → |
| Total capital | 14,756,000 | USD | evidence → |
| Risk-weighted assets | 17,788,000 | USD | evidence → |