Call report 2025Q3
F&M BANK AND TRUST COMPANY — 2025Q3
The 22 measures F&M BANK AND TRUST COMPANY reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 185,268,000 | USD | evidence → |
| Total loans | 117,293,000 | USD | evidence → |
| Allowance for loan losses | 1,328,000 | USD | evidence → |
| Securities available for sale | 44,610,000 | USD | evidence → |
| Securities held to maturity | 5,870,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 168,558,000 | USD | evidence → |
| Interest-bearing deposits | 131,799,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,759,000 | USD | evidence → |
| Equity capital | 15,815,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,311,000 | USD | evidence → |
| Interest expense | 2,156,000 | USD | evidence → |
| Net interest income | 4,155,000 | USD | evidence → |
| Noninterest income | 552,000 | USD | evidence → |
| Noninterest expense | 3,377,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,281,000 | USD | evidence → |
| Income tax | 319,000 | USD | evidence → |
| Net income | 962,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,393,000 | USD | evidence → |
| Total capital | 19,746,000 | USD | evidence → |
| Risk-weighted assets | 119,803,000 | USD | evidence → |