Call report 2021Q4
F&M BANK AND TRUST COMPANY — 2021Q4
The 22 measures F&M BANK AND TRUST COMPANY reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 162,033,000 | USD | evidence → |
| Total loans | 87,939,000 | USD | evidence → |
| Allowance for loan losses | 1,490,000 | USD | evidence → |
| Securities available for sale | 51,886,000 | USD | evidence → |
| Securities held to maturity | 5,164,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 146,705,000 | USD | evidence → |
| Interest-bearing deposits | 113,208,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,497,000 | USD | evidence → |
| Equity capital | 15,078,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,962,000 | USD | evidence → |
| Interest expense | 425,000 | USD | evidence → |
| Net interest income | 4,537,000 | USD | evidence → |
| Noninterest income | 1,767,000 | USD | evidence → |
| Noninterest expense | 3,911,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 2,430,000 | USD | evidence → |
| Income tax | 458,000 | USD | evidence → |
| Net income | 1,972,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,333,000 | USD | evidence → |