Call report 2019Q4
F&M BANK AND TRUST COMPANY — 2019Q4
The 22 measures F&M BANK AND TRUST COMPANY reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 133,632,000 | USD | evidence → |
| Total loans | 102,734,000 | USD | evidence → |
| Allowance for loan losses | 1,291,000 | USD | evidence → |
| Securities available for sale | 15,416,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 119,988,000 | USD | evidence → |
| Interest-bearing deposits | 97,378,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,610,000 | USD | evidence → |
| Equity capital | 12,885,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,059,000 | USD | evidence → |
| Interest expense | 705,000 | USD | evidence → |
| Net interest income | 4,354,000 | USD | evidence → |
| Noninterest income | 832,000 | USD | evidence → |
| Noninterest expense | 3,647,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,539,000 | USD | evidence → |
| Income tax | 410,000 | USD | evidence → |
| Net income | 1,129,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,936,000 | USD | evidence → |
| Total capital | 13,089,000 | USD | evidence → |
| Risk-weighted assets | 92,141,000 | USD | evidence → |