Call report 2018Q4
F&M BANK AND TRUST COMPANY — 2018Q4
The 22 measures F&M BANK AND TRUST COMPANY reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 127,530,000 | USD | evidence → |
| Total loans | 101,079,000 | USD | evidence → |
| Allowance for loan losses | 1,325,000 | USD | evidence → |
| Securities available for sale | 12,321,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 113,493,000 | USD | evidence → |
| Interest-bearing deposits | 93,124,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,369,000 | USD | evidence → |
| Equity capital | 13,178,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,657,000 | USD | evidence → |
| Interest expense | 579,000 | USD | evidence → |
| Net interest income | 4,078,000 | USD | evidence → |
| Noninterest income | 735,000 | USD | evidence → |
| Noninterest expense | 3,430,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,383,000 | USD | evidence → |
| Income tax | 401,000 | USD | evidence → |
| Net income | 982,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,327,000 | USD | evidence → |
| Total capital | 13,415,000 | USD | evidence → |
| Risk-weighted assets | 86,871,000 | USD | evidence → |