Call report 2015Q4
F&M BANK AND TRUST COMPANY — 2015Q4
The 22 measures F&M BANK AND TRUST COMPANY reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 119,289,000 | USD | evidence → |
| Total loans | 86,489,000 | USD | evidence → |
| Allowance for loan losses | 929,000 | USD | evidence → |
| Securities available for sale | 13,286,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,862,000 | USD | evidence → |
| Interest-bearing deposits | 71,176,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,686,000 | USD | evidence → |
| Equity capital | 13,253,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,031,000 | USD | evidence → |
| Interest expense | 779,000 | USD | evidence → |
| Net interest income | 3,252,000 | USD | evidence → |
| Noninterest income | 1,400,000 | USD | evidence → |
| Noninterest expense | 3,963,000 | USD | evidence → |
| Provision for loan losses | 111,000 | USD | evidence → |
| Pretax income | 660,000 | USD | evidence → |
| Income tax | 154,000 | USD | evidence → |
| Net income | 506,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,025,000 | USD | evidence → |
| Total capital | 11,966,000 | USD | evidence → |
| Risk-weighted assets | 78,531,000 | USD | evidence → |