Call report 2014Q4
F&M BANK AND TRUST COMPANY — 2014Q4
The 22 measures F&M BANK AND TRUST COMPANY reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 117,218,000 | USD | evidence → |
| Total loans | 79,458,000 | USD | evidence → |
| Allowance for loan losses | 1,008,000 | USD | evidence → |
| Securities available for sale | 18,432,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,593,000 | USD | evidence → |
| Interest-bearing deposits | 67,546,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,047,000 | USD | evidence → |
| Equity capital | 12,752,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,314,000 | USD | evidence → |
| Interest expense | 855,000 | USD | evidence → |
| Net interest income | 3,459,000 | USD | evidence → |
| Noninterest income | 632,000 | USD | evidence → |
| Noninterest expense | 5,471,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | -1,538,000 | USD | evidence → |
| Income tax | -572,000 | USD | evidence → |
| Net income | -966,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,181,000 | USD | evidence → |
| Total capital | 11,068,000 | USD | evidence → |
| Risk-weighted assets | 70,749,000 | USD | evidence → |