Call report 2013Q4
F&M BANK AND TRUST COMPANY — 2013Q4
The 22 measures F&M BANK AND TRUST COMPANY reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 127,231,000 | USD | evidence → |
| Total loans | 84,224,000 | USD | evidence → |
| Allowance for loan losses | 1,404,000 | USD | evidence → |
| Securities available for sale | 22,273,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,898,000 | USD | evidence → |
| Interest-bearing deposits | 77,922,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,976,000 | USD | evidence → |
| Equity capital | 13,344,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,896,000 | USD | evidence → |
| Interest expense | 1,064,000 | USD | evidence → |
| Net interest income | 3,832,000 | USD | evidence → |
| Noninterest income | 2,400,000 | USD | evidence → |
| Noninterest expense | 7,790,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -1,558,000 | USD | evidence → |
| Income tax | -604,000 | USD | evidence → |
| Net income | -954,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,183,000 | USD | evidence → |
| Total capital | 12,171,000 | USD | evidence → |
| Risk-weighted assets | 78,591,000 | USD | evidence → |