Call reports 2023
BANK OF MOUNDVILLE — 2023
What BANK OF MOUNDVILLE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 129,645,000 | 129,727,000 | 119,765,000 | 117,329,000 |
| Total loans | 42,881,000 | 45,353,000 | 46,357,000 | 48,200,000 |
| Allowance for loan losses | 463,000 | 459,000 | 490,000 | 460,000 |
| Securities available for sale | 76,121,000 | 73,845,000 | 58,368,000 | 59,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,632,000 | 104,004,000 | 108,415,000 | 100,897,000 |
| Interest-bearing deposits | 73,225,000 | 74,710,000 | 75,506,000 | 70,006,000 |
| Noninterest-bearing deposits | 30,407,000 | 29,294,000 | 32,909,000 | 30,891,000 |
| Equity capital | 12,628,000 | 12,288,000 | 10,816,000 | 13,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,064,000 | 2,159,000 | 3,313,000 | 4,457,000 |
| Interest expense | 410,000 | 919,000 | 1,458,000 | 1,903,000 |
| Net interest income | 654,000 | 1,240,000 | 1,855,000 | 2,554,000 |
| Noninterest income | 144,000 | 225,000 | 309,000 | 751,000 |
| Noninterest expense | 635,000 | 1,260,000 | 1,940,000 | 2,594,000 |
| Provision for loan losses | 0 | 0 | 35,000 | 0 |
| Pretax income | 122,000 | 164,000 | -410,000 | 112,000 |
| Income tax | 31,000 | 61,000 | 16,000 | 16,000 |
| Net income | 91,000 | 103,000 | -426,000 | 96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,665,000 | 20,677,000 | 20,148,000 | 20,670,000 |
| Total capital | 21,128,000 | — | — | — |
| Risk-weighted assets | 64,322,000 | — | — | — |