Call reports 2020
BANK OF MOUNDVILLE — 2020
What BANK OF MOUNDVILLE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 87,748,000 | 96,462,000 | 100,876,000 | 96,485,000 |
| Total loans | 25,267,000 | 27,297,000 | 38,006,000 | 35,426,000 |
| Allowance for loan losses | 259,000 | 257,000 | 332,000 | 438,000 |
| Securities available for sale | 56,596,000 | 58,830,000 | 52,501,000 | 52,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,053,000 | 85,705,000 | 90,056,000 | 86,278,000 |
| Interest-bearing deposits | 61,744,000 | 66,174,000 | 70,622,000 | 68,000,000 |
| Noninterest-bearing deposits | 15,309,000 | 19,531,000 | 19,434,000 | 18,278,000 |
| Equity capital | 9,509,000 | 10,490,000 | 10,557,000 | 9,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 688,000 | 1,307,000 | 1,928,000 | 2,607,000 |
| Interest expense | 176,000 | 337,000 | 489,000 | 629,000 |
| Net interest income | 512,000 | 970,000 | 1,439,000 | 1,978,000 |
| Noninterest income | 84,000 | 140,000 | 197,000 | 484,000 |
| Noninterest expense | 496,000 | 993,000 | 1,466,000 | 2,075,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 185,000 |
| Pretax income | 155,000 | 238,000 | 345,000 | 614,000 |
| Income tax | 7,000 | 37,000 | 62,000 | 166,000 |
| Net income | 148,000 | 201,000 | 283,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,089,000 | 9,142,000 | 9,224,000 | 8,880,000 |
| Total capital | 9,348,000 | 9,401,000 | 9,556,000 | 9,318,000 |
| Risk-weighted assets | 37,899,000 | 41,572,000 | 42,598,000 | 51,498,000 |