Call reports 2019
BANK OF MOUNDVILLE — 2019
What BANK OF MOUNDVILLE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 89,775,000 | 88,311,000 | 93,483,000 | 92,665,000 |
| Total loans | 24,422,000 | 24,993,000 | 25,469,000 | 25,351,000 |
| Allowance for loan losses | 252,000 | 249,000 | 248,000 | 259,000 |
| Securities available for sale | 58,062,000 | 56,066,000 | 60,531,000 | 60,089,000 |
| Securities held to maturity | 65,000 | 65,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,825,000 | 79,365,000 | 84,328,000 | 77,940,000 |
| Interest-bearing deposits | 65,980,000 | 63,913,000 | 68,900,000 | 63,654,000 |
| Noninterest-bearing deposits | 14,845,000 | 15,452,000 | 15,428,000 | 14,286,000 |
| Equity capital | 8,041,000 | 8,775,000 | 8,895,000 | 8,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 695,000 | 1,370,000 | 2,074,000 | 2,760,000 |
| Interest expense | 160,000 | 321,000 | 477,000 | 644,000 |
| Net interest income | 535,000 | 1,049,000 | 1,597,000 | 2,116,000 |
| Noninterest income | 87,000 | 160,000 | 242,000 | 329,000 |
| Noninterest expense | 505,000 | 1,021,000 | 1,538,000 | 2,245,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 137,000 | 244,000 | 472,000 | 380,000 |
| Income tax | 14,000 | 24,000 | 54,000 | 88,000 |
| Net income | 123,000 | 220,000 | 418,000 | 292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,017,000 | 9,114,000 | 9,312,000 | 8,941,000 |
| Total capital | 9,269,000 | 9,363,000 | 9,560,000 | 9,200,000 |
| Risk-weighted assets | 37,729,000 | 37,803,000 | 42,758,000 | 38,941,000 |