Call reports 2016
BANK OF MOUNDVILLE — 2016
What BANK OF MOUNDVILLE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 89,386,000 | 89,791,000 | 92,032,000 | 88,111,000 |
| Total loans | 21,800,000 | 22,500,000 | 22,312,000 | 22,748,000 |
| Allowance for loan losses | 159,000 | 143,000 | 145,000 | 145,000 |
| Securities available for sale | 53,686,000 | 54,048,000 | 56,351,000 | 57,403,000 |
| Securities held to maturity | 745,000 | 745,000 | 745,000 | 685,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,187,000 | 80,184,000 | 82,400,000 | 79,945,000 |
| Interest-bearing deposits | 67,401,000 | 66,657,000 | 68,458,000 | 64,831,000 |
| Noninterest-bearing deposits | 12,785,000 | 13,527,000 | 13,942,000 | 15,115,000 |
| Equity capital | 9,062,000 | 9,355,000 | 9,393,000 | 8,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 645,000 | 1,293,000 | 1,917,000 | 2,569,000 |
| Interest expense | 112,000 | 225,000 | 337,000 | 452,000 |
| Net interest income | 533,000 | 1,068,000 | 1,580,000 | 2,117,000 |
| Noninterest income | 56,000 | 105,000 | 164,000 | 275,000 |
| Noninterest expense | 557,000 | 1,106,000 | 1,561,000 | 2,177,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 106,000 | 142,000 | 324,000 | 385,000 |
| Income tax | 0 | 0 | 0 | 37,000 |
| Net income | 106,000 | 142,000 | 324,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,856,000 | 8,892,000 | 9,075,000 | 8,835,000 |
| Total capital | 9,015,000 | 9,035,000 | 9,220,000 | 8,980,000 |
| Risk-weighted assets | 38,043,000 | 38,690,000 | 37,547,000 | 37,469,000 |