Call reports 2015
BANK OF MOUNDVILLE — 2015
What BANK OF MOUNDVILLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 93,575,000 | 89,055,000 | 91,649,000 | 86,542,000 |
| Total loans | 20,320,000 | 20,627,000 | 20,845,000 | 21,273,000 |
| Allowance for loan losses | 176,000 | 176,000 | 159,000 | 153,000 |
| Securities available for sale | 58,555,000 | 58,393,000 | 58,025,000 | 56,213,000 |
| Securities held to maturity | 1,004,000 | 800,000 | 800,000 | 745,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,458,000 | 80,308,000 | 82,624,000 | 77,760,000 |
| Interest-bearing deposits | 70,620,000 | 67,864,000 | 70,679,000 | 64,334,000 |
| Noninterest-bearing deposits | 13,838,000 | 12,444,000 | 11,945,000 | 13,426,000 |
| Equity capital | 8,891,000 | 8,574,000 | 8,835,000 | 8,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 702,000 | 1,367,000 | 2,027,000 | 2,704,000 |
| Interest expense | 121,000 | 238,000 | 360,000 | 474,000 |
| Net interest income | 581,000 | 1,129,000 | 1,667,000 | 2,230,000 |
| Noninterest income | 126,000 | 182,000 | 285,000 | 300,000 |
| Noninterest expense | 526,000 | 1,087,000 | 1,650,000 | 2,321,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 220,000 | 264,000 | 302,000 | 253,000 |
| Income tax | 12,000 | 12,000 | 0 | -63,000 |
| Net income | 208,000 | 252,000 | 302,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,799,000 | 8,843,000 | 8,894,000 | 8,750,000 |
| Total capital | 8,975,000 | 9,019,000 | 9,053,000 | 8,903,000 |
| Risk-weighted assets | 39,691,000 | 39,003,000 | 39,142,000 | 38,648,000 |