Call reports 2014
BANK OF MOUNDVILLE — 2014
What BANK OF MOUNDVILLE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 105,345,000 | 102,498,000 | 94,787,000 | 94,242,000 |
| Total loans | 20,388,000 | 21,019,000 | 21,001,000 | 20,761,000 |
| Allowance for loan losses | 205,000 | 189,000 | 179,000 | 178,000 |
| Securities available for sale | 60,986,000 | 62,320,000 | 61,911,000 | 55,236,000 |
| Securities held to maturity | 1,621,000 | 1,623,000 | 1,360,000 | 1,330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,898,000 | 94,627,000 | 86,645,000 | 85,770,000 |
| Interest-bearing deposits | 81,639,000 | 77,200,000 | 72,262,000 | 68,454,000 |
| Noninterest-bearing deposits | 16,259,000 | 17,426,000 | 14,383,000 | 17,316,000 |
| Equity capital | 7,209,000 | 7,629,000 | 7,827,000 | 8,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 815,000 | 1,562,000 | 2,320,000 | 3,018,000 |
| Interest expense | 221,000 | 421,000 | 570,000 | 699,000 |
| Net interest income | 594,000 | 1,141,000 | 1,750,000 | 2,319,000 |
| Noninterest income | 79,000 | 141,000 | 229,000 | 289,000 |
| Noninterest expense | 712,000 | 1,443,000 | 2,046,000 | 2,742,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -39,000 | -168,000 | -73,000 | -223,000 |
| Income tax | 0 | 3,000 | 3,000 | -251,000 |
| Net income | -39,000 | -171,000 | -76,000 | 28,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,699,000 | 8,391,000 | 8,486,000 | 8,590,000 |
| Total capital | 8,904,000 | 8,580,000 | 8,665,000 | 8,768,000 |
| Risk-weighted assets | 45,727,000 | 44,246,000 | 42,031,000 | 41,407,000 |