Call reports 2012
BANK OF MOUNDVILLE — 2012
What BANK OF MOUNDVILLE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 107,589,000 | 108,718,000 | 110,930,000 | 103,794,000 |
| Total loans | 22,354,000 | 22,123,000 | 21,773,000 | 21,611,000 |
| Allowance for loan losses | 248,000 | 248,000 | 281,000 | 242,000 |
| Securities available for sale | 68,455,000 | 67,280,000 | 68,391,000 | 65,877,000 |
| Securities held to maturity | 2,796,000 | 2,795,000 | 2,455,000 | 2,227,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,318,000 | 96,330,000 | 98,922,000 | 92,769,000 |
| Interest-bearing deposits | 85,411,000 | 84,697,000 | 86,912,000 | 79,585,000 |
| Noninterest-bearing deposits | 10,907,000 | 11,633,000 | 12,010,000 | 13,184,000 |
| Equity capital | 9,599,000 | 10,363,000 | 10,641,000 | 9,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 961,000 | 1,882,000 | 2,762,000 | 3,634,000 |
| Interest expense | 261,000 | 513,000 | 757,000 | 992,000 |
| Net interest income | 700,000 | 1,369,000 | 2,005,000 | 2,642,000 |
| Noninterest income | 86,000 | 170,000 | 403,000 | 464,000 |
| Noninterest expense | 449,000 | 992,000 | 1,585,000 | 2,603,000 |
| Provision for loan losses | 15,000 | 25,000 | 55,000 | 55,000 |
| Pretax income | 520,000 | 837,000 | 1,160,000 | 884,000 |
| Income tax | 0 | 10,000 | 60,000 | 105,000 |
| Net income | 520,000 | 827,000 | 1,100,000 | 779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,705,000 | 9,012,000 | 9,287,000 | 8,589,000 |
| Total capital | 8,953,000 | 9,260,000 | 9,568,000 | 8,831,000 |
| Risk-weighted assets | 48,597,000 | 48,521,000 | 48,989,000 | 47,512,000 |