Call reports 2011
BANK OF MOUNDVILLE — 2011
What BANK OF MOUNDVILLE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 101,665,000 | 102,974,000 | 110,870,000 | 106,223,000 |
| Total loans | 23,709,000 | 22,422,000 | 22,607,000 | 22,052,000 |
| Allowance for loan losses | 274,000 | 275,000 | 259,000 | 260,000 |
| Securities available for sale | 61,439,000 | 62,599,000 | 63,453,000 | 66,720,000 |
| Securities held to maturity | 2,962,000 | 2,962,000 | 2,821,000 | 2,796,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,162,000 | 93,536,000 | 99,360,000 | 95,168,000 |
| Interest-bearing deposits | 84,447,000 | 81,128,000 | 89,390,000 | 84,141,000 |
| Noninterest-bearing deposits | 9,715,000 | 12,407,000 | 9,970,000 | 11,028,000 |
| Equity capital | 7,220,000 | 8,627,000 | 9,577,000 | 9,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 981,000 | 1,959,000 | 2,950,000 | 3,908,000 |
| Interest expense | 352,000 | 668,000 | 975,000 | 1,243,000 |
| Net interest income | 629,000 | 1,291,000 | 1,975,000 | 2,665,000 |
| Noninterest income | 120,000 | 184,000 | 274,000 | 348,000 |
| Noninterest expense | 529,000 | 1,096,000 | 1,648,000 | 2,265,000 |
| Provision for loan losses | 10,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 253,000 | 497,000 | 758,000 | 905,000 |
| Income tax | 0 | 0 | 38,000 | 42,000 |
| Net income | 253,000 | 497,000 | 720,000 | 863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,946,000 | 8,191,000 | 8,414,000 | 8,185,000 |
| Total capital | 8,220,000 | 8,466,000 | 8,673,000 | 8,445,000 |
| Risk-weighted assets | 49,123,000 | 48,100,000 | 50,093,000 | 49,021,000 |