Call reports 2010
BANK OF MOUNDVILLE — 2010
What BANK OF MOUNDVILLE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 99,182,000 | 96,905,000 | 103,239,000 | 98,969,000 |
| Total loans | 24,782,000 | 23,770,000 | 23,309,000 | 23,641,000 |
| Allowance for loan losses | 259,000 | 352,000 | 265,000 | 268,000 |
| Securities available for sale | 58,034,000 | 52,005,000 | 56,808,000 | 60,840,000 |
| Securities held to maturity | 4,965,000 | 4,839,000 | 2,789,000 | 2,374,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,622,000 | 87,869,000 | 92,898,000 | 91,974,000 |
| Interest-bearing deposits | 77,798,000 | 77,749,000 | 82,141,000 | 82,657,000 |
| Noninterest-bearing deposits | 8,824,000 | 10,119,000 | 10,757,000 | 9,317,000 |
| Equity capital | 7,492,000 | 8,144,000 | 8,767,000 | 6,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,088,000 | 3,037,000 | 3,997,000 |
| Interest expense | 460,000 | 880,000 | 1,293,000 | 1,691,000 |
| Net interest income | 628,000 | 1,208,000 | 1,744,000 | 2,306,000 |
| Noninterest income | 100,000 | 172,000 | 249,000 | 311,000 |
| Noninterest expense | 589,000 | 1,069,000 | 1,598,000 | 2,230,000 |
| Provision for loan losses | 35,000 | 147,000 | 207,000 | 217,000 |
| Pretax income | 107,000 | 214,000 | 420,000 | 539,000 |
| Income tax | 15,000 | 15,000 | 15,000 | 6,000 |
| Net income | 92,000 | 199,000 | 405,000 | 533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,586,000 | 7,692,000 | 7,898,000 | 7,693,000 |
| Total capital | 7,845,000 | 8,044,000 | 8,163,000 | 7,961,000 |
| Risk-weighted assets | 48,286,000 | 46,650,000 | 47,887,000 | 48,778,000 |