Call reports 2015
GEORGIA COMMERCE BANK — 2015
What GEORGIA COMMERCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 1,074,665,000 |
| Total loans | 792,818,000 |
| Allowance for loan losses | 7,671,000 |
| Securities available for sale | 140,334,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 918,490,000 |
| Interest-bearing deposits | 673,046,000 |
| Noninterest-bearing deposits | 245,444,000 |
| Equity capital | 118,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 11,872,000 |
| Interest expense | 837,000 |
| Net interest income | 11,035,000 |
| Noninterest income | 991,000 |
| Noninterest expense | 6,375,000 |
| Provision for loan losses | 435,000 |
| Pretax income | 5,216,000 |
| Income tax | 1,839,000 |
| Net income | 3,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 110,118,000 |
| Total capital | 117,789,000 |
| Risk-weighted assets | 861,748,000 |