Call report 2014Q4
GEORGIA COMMERCE BANK — 2014Q4
The 22 measures GEORGIA COMMERCE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,019,129,000 | USD | evidence → |
| Total loans | 747,105,000 | USD | evidence → |
| Allowance for loan losses | 7,451,000 | USD | evidence → |
| Securities available for sale | 142,487,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 859,581,000 | USD | evidence → |
| Interest-bearing deposits | 632,799,000 | USD | evidence → |
| Noninterest-bearing deposits | 226,782,000 | USD | evidence → |
| Equity capital | 114,722,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 45,790,000 | USD | evidence → |
| Interest expense | 3,647,000 | USD | evidence → |
| Net interest income | 42,143,000 | USD | evidence → |
| Noninterest income | 1,149,000 | USD | evidence → |
| Noninterest expense | 26,908,000 | USD | evidence → |
| Provision for loan losses | 1,584,000 | USD | evidence → |
| Pretax income | 14,800,000 | USD | evidence → |
| Income tax | 5,548,000 | USD | evidence → |
| Net income | 9,252,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 106,894,000 | USD | evidence → |
| Total capital | 114,345,000 | USD | evidence → |
| Risk-weighted assets | 779,533,000 | USD | evidence → |