Call report 2012Q4
GEORGIA COMMERCE BANK — 2012Q4
The 22 measures GEORGIA COMMERCE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 727,754,000 | USD | evidence → |
| Total loans | 462,665,000 | USD | evidence → |
| Allowance for loan losses | 9,699,000 | USD | evidence → |
| Securities available for sale | 108,198,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 628,440,000 | USD | evidence → |
| Interest-bearing deposits | 506,562,000 | USD | evidence → |
| Noninterest-bearing deposits | 121,878,000 | USD | evidence → |
| Equity capital | 79,128,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,726,000 | USD | evidence → |
| Interest expense | 4,845,000 | USD | evidence → |
| Net interest income | 28,881,000 | USD | evidence → |
| Noninterest income | 15,216,000 | USD | evidence → |
| Noninterest expense | 30,038,000 | USD | evidence → |
| Provision for loan losses | 8,137,000 | USD | evidence → |
| Pretax income | 6,620,000 | USD | evidence → |
| Income tax | 2,494,000 | USD | evidence → |
| Net income | 4,126,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 77,880,000 | USD | evidence → |
| Total capital | 83,857,000 | USD | evidence → |
| Risk-weighted assets | 474,453,000 | USD | evidence → |