Call report 2008Q4
GEORGIA COMMERCE BANK — 2008Q4
The 22 measures GEORGIA COMMERCE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 296,162,000 | USD | evidence → |
| Total loans | 258,597,000 | USD | evidence → |
| Allowance for loan losses | 2,727,000 | USD | evidence → |
| Securities available for sale | 9,593,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 171,955,000 | USD | evidence → |
| Interest-bearing deposits | 135,888,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,067,000 | USD | evidence → |
| Equity capital | 28,354,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,733,000 | USD | evidence → |
| Interest expense | 5,162,000 | USD | evidence → |
| Net interest income | 9,571,000 | USD | evidence → |
| Noninterest income | 449,000 | USD | evidence → |
| Noninterest expense | 6,013,000 | USD | evidence → |
| Provision for loan losses | 790,000 | USD | evidence → |
| Pretax income | 3,217,000 | USD | evidence → |
| Income tax | 1,194,000 | USD | evidence → |
| Net income | 2,023,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,373,000 | USD | evidence → |
| Total capital | 31,100,000 | USD | evidence → |
| Risk-weighted assets | 286,102,000 | USD | evidence → |