Call reports 2012
FARMERS-MERCHANTS NATIONAL BANK OF PAXTON — 2012
What FARMERS-MERCHANTS NATIONAL BANK OF PAXTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 109,141,000 | 111,915,000 | 110,902,000 | 111,354,000 |
| Total loans | 41,327,000 | 41,792,000 | 41,203,000 | 40,557,000 |
| Allowance for loan losses | 1,008,000 | 1,077,000 | 1,133,000 | 1,135,000 |
| Securities available for sale | 58,544,000 | 59,913,000 | 63,394,000 | 60,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,734,000 | 97,399,000 | 95,919,000 | 97,682,000 |
| Interest-bearing deposits | 81,186,000 | 84,813,000 | 82,466,000 | 79,618,000 |
| Noninterest-bearing deposits | 13,548,000 | 12,586,000 | 13,453,000 | 18,064,000 |
| Equity capital | 13,513,000 | 13,687,000 | 14,067,000 | 12,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 975,000 | 1,943,000 | 2,841,000 | 3,691,000 |
| Interest expense | 133,000 | 252,000 | 369,000 | 470,000 |
| Net interest income | 842,000 | 1,691,000 | 2,472,000 | 3,221,000 |
| Noninterest income | 175,000 | 394,000 | 556,000 | 554,000 |
| Noninterest expense | 602,000 | 1,210,000 | 1,845,000 | 2,445,000 |
| Provision for loan losses | 0 | 67,000 | 133,000 | 133,000 |
| Pretax income | 488,000 | 881,000 | 1,269,000 | 1,686,000 |
| Income tax | 150,000 | 259,000 | 361,000 | 471,000 |
| Net income | 338,000 | 622,000 | 908,000 | 1,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,596,000 | 12,588,000 | 12,882,000 | 11,997,000 |
| Total capital | 13,228,000 | 13,214,000 | 13,505,000 | 12,602,000 |
| Risk-weighted assets | 50,162,000 | 49,602,000 | 49,258,000 | 47,870,000 |