Call reports 2024
CLAY COUNTY SAVINGS BANK — 2024
What CLAY COUNTY SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 150,194,000 | 147,675,000 | 141,012,000 | 139,142,000 |
| Total loans | 99,542,000 | 96,198,000 | 96,047,000 | 92,372,000 |
| Allowance for loan losses | 999,000 | 999,000 | 999,000 | 1,003,000 |
| Securities available for sale | 28,540,000 | 28,555,000 | 25,966,000 | 24,189,000 |
| Securities held to maturity | 5,661,000 | 5,652,000 | 5,643,000 | 5,634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,588,000 | 117,499,000 | 114,927,000 | 113,645,000 |
| Interest-bearing deposits | 92,257,000 | 93,967,000 | 91,049,000 | 91,702,000 |
| Noninterest-bearing deposits | 22,331,000 | 23,532,000 | 23,878,000 | 21,943,000 |
| Equity capital | 10,373,000 | 10,221,000 | 10,749,000 | 10,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,465,000 | 2,906,000 | 4,387,000 | 5,844,000 |
| Interest expense | 578,000 | 1,086,000 | 1,557,000 | 1,998,000 |
| Net interest income | 887,000 | 1,820,000 | 2,830,000 | 3,846,000 |
| Noninterest income | 153,000 | 284,000 | 371,000 | 455,000 |
| Noninterest expense | 1,012,000 | 2,000,000 | 2,962,000 | 3,877,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | 104,000 | -142,000 | 43,000 |
| Income tax | 0 | 143,000 | 213,000 | 311,000 |
| Net income | 28,000 | -39,000 | -355,000 | -268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,965,000 | 11,769,000 | 11,513,000 | 11,195,000 |
| Total capital | 12,964,000 | 12,768,000 | 12,512,000 | 12,197,000 |
| Risk-weighted assets | 102,710,000 | 87,134,000 | 86,199,000 | 80,798,000 |
Machine access — free, no API key
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