Call reports 2019
CLAY COUNTY SAVINGS BANK — 2019
What CLAY COUNTY SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 118,514,000 | 116,574,000 | 111,467,000 | 103,550,000 |
| Total loans | 74,691,000 | 72,891,000 | 74,940,000 | 75,001,000 |
| Allowance for loan losses | 1,200,000 | 1,200,000 | 1,200,000 | 1,200,000 |
| Securities available for sale | 6,764,000 | 5,701,000 | 5,680,000 | 4,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,303,000 | 103,303,000 | 98,022,000 | 90,103,000 |
| Interest-bearing deposits | 92,585,000 | 89,985,000 | 81,944,000 | 76,972,000 |
| Noninterest-bearing deposits | 12,718,000 | 13,318,000 | 16,078,000 | 13,131,000 |
| Equity capital | 11,350,000 | 11,368,000 | 11,530,000 | 11,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,214,000 | 3,316,000 | 4,386,000 |
| Interest expense | 222,000 | 446,000 | 632,000 | 778,000 |
| Net interest income | 888,000 | 1,768,000 | 2,684,000 | 3,608,000 |
| Noninterest income | 160,000 | 323,000 | 513,000 | 678,000 |
| Noninterest expense | 909,000 | 1,838,000 | 2,778,000 | 3,742,000 |
| Provision for loan losses | -90,000 | -90,000 | -90,000 | -90,000 |
| Pretax income | 229,000 | 343,000 | 509,000 | 634,000 |
| Income tax | 0 | 0 | 0 | -103,000 |
| Net income | 229,000 | 343,000 | 509,000 | 737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,188,000 | 11,179,000 | 11,345,000 | 11,249,000 |
| Total capital | 12,087,000 | 12,052,000 | 12,260,000 | 12,174,000 |
| Risk-weighted assets | 71,645,000 | 69,502,000 | 72,898,000 | 73,713,000 |
Machine access — free, no API key
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