Call reports 2017
CLAY COUNTY SAVINGS BANK — 2017
What CLAY COUNTY SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 94,088,000 | 97,627,000 | 95,889,000 | 97,878,000 |
| Total loans | 71,057,000 | 70,618,000 | 68,861,000 | 70,856,000 |
| Allowance for loan losses | 1,510,000 | 1,522,000 | 1,530,000 | 1,530,000 |
| Securities available for sale | 3,970,000 | 3,481,000 | 3,481,000 | 3,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,791,000 | 83,166,000 | 81,244,000 | 83,330,000 |
| Interest-bearing deposits | 68,696,000 | 71,191,000 | 70,152,000 | 72,028,000 |
| Noninterest-bearing deposits | 11,095,000 | 11,975,000 | 11,092,000 | 11,302,000 |
| Equity capital | 10,470,000 | 10,572,000 | 10,715,000 | 10,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 820,000 | 1,678,000 | 2,614,000 | 3,488,000 |
| Interest expense | 59,000 | 129,000 | 204,000 | 284,000 |
| Net interest income | 761,000 | 1,549,000 | 2,410,000 | 3,204,000 |
| Noninterest income | 148,000 | 356,000 | 553,000 | 729,000 |
| Noninterest expense | 853,000 | 1,721,000 | 2,587,000 | 3,484,000 |
| Provision for loan losses | 0 | 0 | 0 | -11,000 |
| Pretax income | 56,000 | 184,000 | 377,000 | 461,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 184,000 | 377,000 | 461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,427,000 | 10,515,000 | 10,661,000 | 10,667,000 |
| Total capital | 11,222,000 | 11,308,000 | 11,445,000 | 11,469,000 |
| Risk-weighted assets | 62,916,000 | 62,675,000 | 61,993,000 | 63,454,000 |
Machine access — free, no API key
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