Call reports 2016
CLAY COUNTY SAVINGS BANK — 2016
What CLAY COUNTY SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 93,710,000 | 93,281,000 | 93,336,000 | 94,584,000 |
| Total loans | 65,949,000 | 66,938,000 | 67,781,000 | 68,508,000 |
| Allowance for loan losses | 1,501,000 | 1,503,000 | 1,505,000 | 1,506,000 |
| Securities available for sale | 4,024,000 | 4,549,000 | 3,760,000 | 4,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,779,000 | 77,271,000 | 78,208,000 | 79,526,000 |
| Interest-bearing deposits | 65,296,000 | 67,040,000 | 67,002,000 | 68,655,000 |
| Noninterest-bearing deposits | 12,483,000 | 10,231,000 | 11,206,000 | 10,871,000 |
| Equity capital | 10,337,000 | 10,373,000 | 10,463,000 | 10,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 783,000 | 1,553,000 | 2,353,000 | 3,164,000 |
| Interest expense | 65,000 | 130,000 | 194,000 | 255,000 |
| Net interest income | 718,000 | 1,423,000 | 2,159,000 | 2,909,000 |
| Noninterest income | 158,000 | 330,000 | 583,000 | 759,000 |
| Noninterest expense | 823,000 | 1,657,000 | 2,515,000 | 3,374,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 59,000 | 102,000 | 238,000 | 305,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 59,000 | 102,000 | 238,000 | 305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,253,000 | 10,273,000 | 10,390,000 | 10,415,000 |
| Total capital | 11,012,000 | 11,052,000 | 11,171,000 | 11,187,000 |
| Risk-weighted assets | 59,936,000 | 61,612,000 | 61,753,000 | 61,067,000 |
Machine access — free, no API key
Every figure shown here about CLAY COUNTY SAVINGS BANK — 2016 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.