Call reports 2014
CLAY COUNTY SAVINGS BANK — 2014
What CLAY COUNTY SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 89,905,000 | 89,213,000 | 86,837,000 | 86,965,000 |
| Total loans | 65,065,000 | 64,523,000 | 63,280,000 | 61,499,000 |
| Allowance for loan losses | 1,615,000 | 1,616,000 | 1,552,000 | 1,559,000 |
| Securities available for sale | 6,371,000 | 7,191,000 | 7,189,000 | 6,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,295,000 | 76,492,000 | 74,026,000 | 74,213,000 |
| Interest-bearing deposits | 69,000,000 | 67,587,000 | 65,095,000 | 65,954,000 |
| Noninterest-bearing deposits | 8,295,000 | 8,905,000 | 8,931,000 | 8,259,000 |
| Equity capital | 9,854,000 | 9,931,000 | 9,991,000 | 10,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 1,635,000 | 2,412,000 | 3,215,000 |
| Interest expense | 99,000 | 191,000 | 275,000 | 354,000 |
| Net interest income | 717,000 | 1,444,000 | 2,137,000 | 2,861,000 |
| Noninterest income | 172,000 | 341,000 | 520,000 | 681,000 |
| Noninterest expense | 827,000 | 1,659,000 | 2,485,000 | 3,336,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 126,000 | 172,000 | 206,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 126,000 | 172,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,381,000 | 9,431,000 | 9,492,000 | 9,557,000 |
| Total capital | 10,101,000 | 10,140,000 | 10,191,000 | 10,241,000 |
| Risk-weighted assets | 56,738,000 | 55,850,000 | 55,011,000 | 53,837,000 |
Machine access — free, no API key
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