Call reports 2013
STATE BANK OF GIBBON — 2013
What STATE BANK OF GIBBON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 27,567,000 | 26,555,000 | 25,857,000 | 26,538,000 |
| Total loans | 12,963,000 | 13,152,000 | 13,181,000 | 13,199,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 130,000 |
| Securities available for sale | 1,536,000 | 3,988,000 | 3,992,000 | 3,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,167,000 | 24,262,000 | 23,543,000 | 24,223,000 |
| Interest-bearing deposits | 20,182,000 | 20,592,000 | 19,577,000 | 17,870,000 |
| Noninterest-bearing deposits | 4,985,000 | 3,670,000 | 3,966,000 | 6,353,000 |
| Equity capital | 2,374,000 | 2,214,000 | 2,277,000 | 2,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 204,000 | 408,000 | 611,000 | 813,000 |
| Interest expense | 21,000 | 39,000 | 56,000 | 71,000 |
| Net interest income | 183,000 | 369,000 | 555,000 | 742,000 |
| Noninterest income | 10,000 | 18,000 | 53,000 | 89,000 |
| Noninterest expense | 144,000 | 298,000 | 437,000 | 629,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 49,000 | 89,000 | 171,000 | 202,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 89,000 | 171,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,326,000 | 2,258,000 | 2,309,000 | 2,340,000 |
| Total capital | 2,456,000 | 2,388,000 | 2,439,000 | 2,470,000 |
| Risk-weighted assets | 15,749,000 | 15,712,000 | 15,670,000 | 15,753,000 |