Call reports 2012
STATE BANK OF GIBBON — 2012
What STATE BANK OF GIBBON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 24,089,000 | 24,775,000 | 24,886,000 | 25,882,000 |
| Total loans | 15,671,000 | 15,626,000 | 14,946,000 | 13,580,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 130,000 |
| Securities available for sale | 1,570,000 | 1,560,000 | 1,556,000 | 1,546,000 |
| Securities held to maturity | 128,000 | 128,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,694,000 | 22,436,000 | 22,446,000 | 23,489,000 |
| Interest-bearing deposits | 17,676,000 | 18,399,000 | 18,424,000 | 18,549,000 |
| Noninterest-bearing deposits | 4,018,000 | 4,037,000 | 4,022,000 | 4,940,000 |
| Equity capital | 2,361,000 | 2,300,000 | 2,396,000 | 2,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 251,000 | 500,000 | 750,000 | 977,000 |
| Interest expense | 33,000 | 62,000 | 87,000 | 112,000 |
| Net interest income | 218,000 | 438,000 | 663,000 | 865,000 |
| Noninterest income | 10,000 | 18,000 | 65,000 | 102,000 |
| Noninterest expense | 146,000 | 292,000 | 440,000 | 646,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 82,000 | 164,000 | 288,000 | 321,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 82,000 | 164,000 | 288,000 | 321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,299,000 | 2,243,000 | 2,337,000 | 2,322,000 |
| Total capital | 2,429,000 | 2,373,000 | 2,467,000 | 2,452,000 |
| Risk-weighted assets | 17,234,000 | 17,352,000 | 16,809,000 | 17,277,000 |