Call reports 2005
GUERNSEY BANK, THE — 2005
What GUERNSEY BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 69,037,000 | 72,097,000 | 72,728,000 | 77,927,000 |
| Total loans | 63,335,000 | 66,565,000 | 67,292,000 | 67,841,000 |
| Allowance for loan losses | 418,000 | 442,000 | 462,000 | 462,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,397,000 | 53,756,000 | 54,970,000 | 52,627,000 |
| Interest-bearing deposits | 49,274,000 | 50,693,000 | 51,187,000 | 48,948,000 |
| Noninterest-bearing deposits | 3,123,000 | 3,063,000 | 3,783,000 | 3,679,000 |
| Equity capital | 7,306,000 | 7,422,000 | 7,577,000 | 7,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,000,000 | 2,089,000 | 3,226,000 | 4,404,000 |
| Interest expense | 332,000 | 718,000 | 1,176,000 | 1,666,000 |
| Net interest income | 668,000 | 1,371,000 | 2,050,000 | 2,738,000 |
| Noninterest income | 36,000 | 67,000 | 103,000 | 138,000 |
| Noninterest expense | 557,000 | 1,126,000 | 1,664,000 | 2,177,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 108,000 | 243,000 | 399,000 | 609,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 108,000 | 243,000 | 399,000 | 609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,306,000 | 7,422,000 | 7,577,000 | 7,662,000 |
| Total capital | 7,724,000 | 7,864,000 | 8,040,000 | 8,124,000 |
| Risk-weighted assets | 53,549,000 | 57,653,000 | 58,355,000 | 58,769,000 |
Machine access — free, no API key
Every figure shown here about GUERNSEY BANK, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.