Call reports 2014
FIRST NATIONAL BANK OF THE ROCKIES — 2014
What FIRST NATIONAL BANK OF THE ROCKIES reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 343,229,000 | 345,442,000 |
| Total loans | 131,604,000 | 137,303,000 |
| Allowance for loan losses | 2,021,000 | 1,714,000 |
| Securities available for sale | 167,944,000 | 160,811,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 304,916,000 | 305,709,000 |
| Interest-bearing deposits | 229,169,000 | 229,886,000 |
| Noninterest-bearing deposits | 75,747,000 | 75,823,000 |
| Equity capital | 33,643,000 | 34,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 2,440,000 | 4,935,000 |
| Interest expense | 193,000 | 375,000 |
| Net interest income | 2,247,000 | 4,560,000 |
| Noninterest income | 845,000 | 1,310,000 |
| Noninterest expense | 2,584,000 | 5,191,000 |
| Provision for loan losses | 0 | -250,000 |
| Pretax income | 624,000 | 1,052,000 |
| Income tax | 0 | 0 |
| Net income | 624,000 | 1,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 33,339,000 | 33,768,000 |
| Total capital | 35,360,000 | 35,482,000 |
| Risk-weighted assets | 199,323,000 | 204,358,000 |