Call reports 2013
FIRST NATIONAL BANK OF THE ROCKIES — 2013
What FIRST NATIONAL BANK OF THE ROCKIES reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 330,075,000 | 317,688,000 | 323,153,000 | 340,037,000 |
| Total loans | 121,745,000 | 122,933,000 | 127,719,000 | 127,699,000 |
| Allowance for loan losses | 2,506,000 | 2,395,000 | 1,900,000 | 1,922,000 |
| Securities available for sale | 166,846,000 | 151,633,000 | 150,891,000 | 167,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,538,000 | 280,508,000 | 287,172,000 | 290,474,000 |
| Interest-bearing deposits | 211,592,000 | 212,186,000 | 211,999,000 | 216,995,000 |
| Noninterest-bearing deposits | 71,946,000 | 68,322,000 | 75,173,000 | 73,479,000 |
| Equity capital | 34,205,000 | 31,697,000 | 30,360,000 | 31,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,579,000 | 5,075,000 | 7,428,000 | 10,008,000 |
| Interest expense | 223,000 | 425,000 | 635,000 | 820,000 |
| Net interest income | 2,356,000 | 4,650,000 | 6,793,000 | 9,188,000 |
| Noninterest income | 746,000 | 1,551,000 | 2,318,000 | 3,000,000 |
| Noninterest expense | 2,904,000 | 5,886,000 | 9,910,000 | 12,829,000 |
| Provision for loan losses | -1,000,000 | -1,000,000 | -1,576,000 | -1,576,000 |
| Pretax income | 1,268,000 | 1,783,000 | 1,261,000 | 1,436,000 |
| Income tax | 0 | 0 | 0 | -2,069,000 |
| Net income | 1,268,000 | 1,783,000 | 1,261,000 | 3,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,413,000 | 32,928,000 | 32,406,000 | 32,715,000 |
| Total capital | 34,802,000 | 35,241,000 | 34,306,000 | 34,637,000 |
| Risk-weighted assets | 192,099,000 | 184,704,000 | 190,831,000 | 198,530,000 |