Call reports 2012
FIRST NATIONAL BANK OF THE ROCKIES — 2012
What FIRST NATIONAL BANK OF THE ROCKIES reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 341,723,000 | 329,717,000 | 336,624,000 | 330,918,000 |
| Total loans | 118,412,000 | 116,108,000 | 121,819,000 | 117,119,000 |
| Allowance for loan losses | 4,184,000 | 3,976,000 | 3,471,000 | 3,409,000 |
| Securities available for sale | 165,377,000 | 169,902,000 | 168,611,000 | 156,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,503,000 | 293,866,000 | 298,647,000 | 292,749,000 |
| Interest-bearing deposits | 226,320,000 | 216,815,000 | 220,559,000 | 215,891,000 |
| Noninterest-bearing deposits | 81,183,000 | 77,051,000 | 78,088,000 | 76,858,000 |
| Equity capital | 30,175,000 | 31,688,000 | 33,736,000 | 33,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,939,000 | 5,653,000 | 8,379,000 | 10,962,000 |
| Interest expense | 296,000 | 556,000 | 803,000 | 1,034,000 |
| Net interest income | 2,643,000 | 5,097,000 | 7,576,000 | 9,928,000 |
| Noninterest income | 781,000 | 1,521,000 | 2,533,000 | 3,273,000 |
| Noninterest expense | 3,367,000 | 6,545,000 | 9,937,000 | 13,196,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 343,000 | 541,000 | 728,000 | 334,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 343,000 | 541,000 | 728,000 | 334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,155,000 | 31,353,000 | 31,541,000 | 31,146,000 |
| Total capital | 33,607,000 | 33,705,000 | 33,944,000 | 33,469,000 |
| Risk-weighted assets | 194,212,000 | 186,364,000 | 191,211,000 | 184,741,000 |