Call reports 2011
FIRST NATIONAL BANK OF THE ROCKIES — 2011
What FIRST NATIONAL BANK OF THE ROCKIES reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 323,907,000 | 325,039,000 | 329,941,000 | 340,578,000 |
| Total loans | 133,802,000 | 125,625,000 | 122,174,000 | 121,461,000 |
| Allowance for loan losses | 6,870,000 | 5,762,000 | 4,952,000 | 4,863,000 |
| Securities available for sale | 141,213,000 | 153,188,000 | 159,429,000 | 166,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,930,000 | 295,143,000 | 297,808,000 | 308,684,000 |
| Interest-bearing deposits | 231,385,000 | 233,654,000 | 228,807,000 | 232,431,000 |
| Noninterest-bearing deposits | 64,545,000 | 61,489,000 | 69,001,000 | 76,253,000 |
| Equity capital | 24,275,000 | 26,060,000 | 28,157,000 | 27,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,516,000 | 6,616,000 | 9,669,000 | 12,798,000 |
| Interest expense | 474,000 | 894,000 | 1,285,000 | 1,655,000 |
| Net interest income | 3,042,000 | 5,722,000 | 8,384,000 | 11,143,000 |
| Noninterest income | 624,000 | 1,363,000 | 1,995,000 | 2,819,000 |
| Noninterest expense | 3,673,000 | 6,600,000 | 10,075,000 | 13,499,000 |
| Provision for loan losses | 958,000 | 957,000 | 1,027,000 | 1,800,000 |
| Pretax income | -842,000 | -349,000 | -414,000 | -567,000 |
| Income tax | 0 | 0 | 37,000 | 37,000 |
| Net income | -842,000 | -349,000 | -451,000 | -604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,573,000 | 31,067,000 | 30,964,000 | 30,812,000 |
| Total capital | 33,044,000 | 33,460,000 | 33,364,000 | 33,268,000 |
| Risk-weighted assets | 193,322,000 | 187,645,000 | 189,356,000 | 194,105,000 |