Call reports 2025
COMMUNITY RESOURCE BANK — 2025
What COMMUNITY RESOURCE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 380,742,000 | 540,004,000 | 540,169,000 | 542,152,000 |
| Total loans | 324,014,000 | 398,373,000 | 397,750,000 | 405,355,000 |
| Allowance for loan losses | 4,264,000 | 5,410,000 | 5,767,000 | 5,803,000 |
| Securities available for sale | 33,579,000 | 107,107,000 | 106,815,000 | 105,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,352,000 | 451,966,000 | 452,848,000 | 446,661,000 |
| Interest-bearing deposits | 242,785,000 | 358,495,000 | 358,698,000 | 354,574,000 |
| Noninterest-bearing deposits | 68,567,000 | 93,471,000 | 94,150,000 | 92,087,000 |
| Equity capital | 38,951,000 | 58,921,000 | 60,965,000 | 62,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,091,000 | 13,548,000 | 20,391,000 | 27,715,000 |
| Interest expense | 1,789,000 | 4,156,000 | 6,109,000 | 8,076,000 |
| Net interest income | 3,302,000 | 9,392,000 | 14,282,000 | 19,639,000 |
| Noninterest income | 495,000 | 1,182,000 | 1,878,000 | 2,681,000 |
| Noninterest expense | 2,770,000 | 7,132,000 | 10,743,000 | 14,597,000 |
| Provision for loan losses | 60,000 | 120,000 | 490,000 | 530,000 |
| Pretax income | 967,000 | 3,322,000 | 4,907,000 | 7,173,000 |
| Income tax | 271,000 | 938,000 | 1,378,000 | 1,948,000 |
| Net income | 696,000 | 2,384,000 | 3,529,000 | 5,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,506,000 | 55,564,000 | 56,709,000 | 58,405,000 |
| Total capital | 41,537,000 | 60,650,000 | 61,709,000 | 63,624,000 |
| Risk-weighted assets | 322,320,000 | 406,606,000 | 399,227,000 | 416,966,000 |