Call reports 2024
COMMUNITY RESOURCE BANK — 2024
What COMMUNITY RESOURCE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 393,575,000 | 379,536,000 | 379,767,000 | 377,239,000 |
| Total loans | 313,279,000 | 313,007,000 | 315,916,000 | 317,825,000 |
| Allowance for loan losses | 4,521,000 | 4,511,000 | 4,513,000 | 4,458,000 |
| Securities available for sale | 43,104,000 | 41,379,000 | 40,653,000 | 34,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,106,000 | 319,587,000 | 312,843,000 | 301,201,000 |
| Interest-bearing deposits | 257,233,000 | 254,670,000 | 248,449,000 | 236,794,000 |
| Noninterest-bearing deposits | 67,873,000 | 64,917,000 | 64,394,000 | 64,407,000 |
| Equity capital | 38,658,000 | 38,860,000 | 40,284,000 | 37,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,984,000 | 9,931,000 | 15,031,000 | 20,174,000 |
| Interest expense | 1,833,000 | 3,722,000 | 5,683,000 | 7,573,000 |
| Net interest income | 3,151,000 | 6,209,000 | 9,348,000 | 12,601,000 |
| Noninterest income | 490,000 | 988,000 | 1,481,000 | 2,045,000 |
| Noninterest expense | 2,575,000 | 5,040,000 | 7,590,000 | 10,403,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,066,000 | 2,157,000 | 3,239,000 | 4,243,000 |
| Income tax | 290,000 | 587,000 | 879,000 | 1,150,000 |
| Net income | 776,000 | 1,570,000 | 2,360,000 | 3,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,279,000 | 38,430,000 | 38,577,000 | 36,810,000 |
| Total capital | 42,213,000 | 42,335,000 | 42,506,000 | 40,739,000 |
| Risk-weighted assets | 314,177,000 | 311,809,000 | 313,775,000 | 313,845,000 |