Call reports 2023
COMMUNITY RESOURCE BANK — 2023
What COMMUNITY RESOURCE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 387,820,000 | 404,995,000 | 393,101,000 | 390,950,000 |
| Total loans | 304,905,000 | 301,386,000 | 302,615,000 | 310,586,000 |
| Allowance for loan losses | 4,548,000 | 4,552,000 | 4,555,000 | 4,523,000 |
| Securities available for sale | 47,992,000 | 46,130,000 | 43,838,000 | 44,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,262,000 | 343,173,000 | 330,666,000 | 326,728,000 |
| Interest-bearing deposits | 266,499,000 | 273,497,000 | 264,264,000 | 256,966,000 |
| Noninterest-bearing deposits | 72,763,000 | 69,676,000 | 66,402,000 | 69,762,000 |
| Equity capital | 37,542,000 | 37,367,000 | 36,880,000 | 39,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,252,000 | 8,933,000 | 13,798,000 | 18,668,000 |
| Interest expense | 967,000 | 2,436,000 | 4,122,000 | 5,895,000 |
| Net interest income | 3,285,000 | 6,497,000 | 9,676,000 | 12,773,000 |
| Noninterest income | 466,000 | 965,000 | 1,454,000 | 2,030,000 |
| Noninterest expense | 2,638,000 | 5,048,000 | 7,622,000 | 9,711,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,113,000 | 2,414,000 | 3,508,000 | 5,092,000 |
| Income tax | 304,000 | 659,000 | 951,000 | 1,376,000 |
| Net income | 809,000 | 1,755,000 | 2,557,000 | 3,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,034,000 | 37,295,000 | 37,412,000 | 38,692,000 |
| Total capital | 40,906,000 | 41,090,000 | 41,232,000 | 42,572,000 |
| Risk-weighted assets | 309,123,000 | 302,868,000 | 304,884,000 | 309,807,000 |