Call reports 2022
COMMUNITY RESOURCE BANK — 2022
What COMMUNITY RESOURCE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 348,734,000 | 357,833,000 | 367,451,000 | 375,385,000 |
| Total loans | 274,569,000 | 290,944,000 | 299,103,000 | 305,523,000 |
| Allowance for loan losses | 4,041,000 | 4,107,000 | 4,124,000 | 4,117,000 |
| Securities available for sale | 46,931,000 | 43,909,000 | 43,813,000 | 44,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,639,000 | 310,006,000 | 318,209,000 | 329,899,000 |
| Interest-bearing deposits | 234,737,000 | 235,303,000 | 239,357,000 | 256,584,000 |
| Noninterest-bearing deposits | 71,902,000 | 74,703,000 | 78,852,000 | 73,315,000 |
| Equity capital | 38,129,000 | 38,122,000 | 36,120,000 | 38,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,505,000 | 7,134,000 | 11,060,000 | 15,267,000 |
| Interest expense | 320,000 | 619,000 | 974,000 | 1,558,000 |
| Net interest income | 3,185,000 | 6,515,000 | 10,086,000 | 13,709,000 |
| Noninterest income | 527,000 | 1,107,000 | 1,931,000 | 2,388,000 |
| Noninterest expense | 2,411,000 | 4,603,000 | 7,114,000 | 8,530,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 1,291,000 | 3,009,000 | 4,893,000 | 7,555,000 |
| Income tax | 358,000 | 840,000 | 1,365,000 | 2,045,000 |
| Net income | 933,000 | 2,169,000 | 3,528,000 | 5,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,154,000 | 37,390,000 | 36,509,000 | 38,492,000 |
| Total capital | 39,575,000 | 41,006,000 | 40,256,000 | 42,338,000 |
| Risk-weighted assets | 273,093,000 | 288,795,000 | 299,431,000 | 307,426,000 |